Helping You Find Your First Home
We'll help ensure that you are financially and mentally prepared for the responsibilities that come with owning a home.
Questions for Prospective Homeowners
How much can you afford?
Our Mortgage Calculator can help you get a clear picture of the price range that will set you up for long-term success.
What is your debt-to-income ratio?
Ideally, your overall debt should not represent more than 40% of your income, and your housing debt should not be more than 32%.
What do you want?
Do you like the idea of cleaning your own gutters? Do you shudder at the thought of lawn care? Would you rather just pay a fee every month and have everything done for you? The answers to these questions can help you narrow down the search for the right type of property for you.
We Can Help
Our real estate team is dedicated to helping you find the right home, at the best price.
When you hire us to help you buy your first home, we'll help clarify what you want and how much you can afford. Then we'll find a way to merge these two priorities and find a residence that you'll enjoy owning.
Keep your objectives in mind when visiting a home. When you're alone with your agent, you can go over the pros and cons of each home. We can help you stay on track while still keeping our eyes out for a great property.
Engage the services of a good real estate lawyer. We can recommend several lawyers in the area who might be a good fit for you. The legalities of transferring land ownership can be dodgy, and a lawyer can be your best defense against future legal troubles.
Make the offer. We'll prepare the paperwork and go through it with you before submitting it. You'll probably have to write a deposit check to the seller's broker that proves the seriousness of your offer.
Get all necessary inspections done. A home inspector will check for signs of harmful materials like asbestos, lead paint and mold. They'll also check for evidence of pests, faulty wiring and leaks. This is a crucial part of the home purchase. Inspections will cost a few hundred dollars, but again, this is more than worth it in the end. There are several inspectors in the area that we'd be happy to recommend.
Do a final walkthrough before closing the deal. We'll do this with you to make sure that everything agreed upon is completed prior to the final signing.
From the first interview that determines your requirements to the moment that you receive the keys, we can help you with the complicated process of buying a home. Don't hesitate to contact us to find out more about how we can make the home buying process easier!
Contact us for more information about first time home purchasing.